Cobranded, Not Hidden
Your name stays on the relationship. We sit beside it as the capital advisory doing the work, named to the client rather than hidden behind your brand. Non-circumvention protection is in writing.
Defined Splits
The split is written before the first referral, not negotiated after a file funds. Every deal is tracked in the partner portal, and commission is paid on funding.
The File Gets Worked
A decline is usually a file problem rather than a business problem. The profile is prepared and the lender compliance items cleared, and then the same institutions read it differently. Approvals, limits and terms stay with them.
Partner with
Precision.
Stop sending your clients to generic brokers who shop their file to 50 lenders, wrecking their credit and ghosting you.
Partner with Stacking Capital. We treat your client's credit profile with the care it needs to stay bankable for the round after this one, not just the first approval.
- A dedicated account manager on every file
- Real-time status in the partner portal
- A written plan before any application goes in
- Non-circumvention protection in the agreement
Partnership application
Written terms, a defined split, and non-circumvention protection. Already a partner? Sign in to the partner portal.
Built for Funding Professionals
If you have clients asking for capital but your current product stack can't serve them, you're leaving revenue on the table. Our partner program is designed for:
Independent Sales Organizations (ISOs)
Brokers holding declined files that still belong to a real business. You keep the relationship and the commission; non-circumvention protection is in the agreement.
CPAs and Fractional CFOs
Your clients ask you for capital advice. Refer them to a capital advisory without touching your books or your liability.
Business Consultants
Strategy clients need capital to execute. Deliver a real funding outcome without becoming a funding broker yourself.
Commercial Lenders and Credit Unions
A deal that does not fit your box still belongs to a real business. Referring it out keeps the client and the revenue instead of losing both.
Partner Program FAQ
Answers to the most common questions from our partner network.
Who is the Stacking Capital partner program for?
The program is designed for Independent Sales Organizations (ISOs), Certified Public Accountants (CPAs), business consultants, fractional CFOs, commercial lenders, and financial advisors who work with established businesses and regularly meet clients who fall outside their own product scope.
What happens to a client a lender has already declined?
A declined file is a client your own product stack could not place, usually because the profile was not ready to be read rather than because the business was not worth funding. Instead of losing the client, you refer them here. The profile is prepared, the lender compliance items are cleared, and the applications go in an order that is designed rather than scattered. You earn commission when the client funds.
How does cobranding work with Stacking Capital?
Your name stays on the relationship and ours sits beside it as the capital advisory doing the work. The client knows who is preparing the file, which is what makes the referral defensible rather than something that has to be explained later. Every partnership includes a non-circumvention agreement, so your client relationships stay yours.
When do I get paid?
Commissions are paid on funding - the moment capital hits the client's account. Our partner portal shows real-time deal status, tracked commissions, and payout history. No hidden clawbacks, no delayed reconciliations.
How is this different from sending the file to a broker?
A broker shops one file to dozens of lenders at once, and the inquiries alone can cost the client approvals they would otherwise have had. The file is read first here, and what underwriting objects to is cleared before anything is submitted. Then the asks are sequenced: 0% business credit cards as the start, then lines of credit, term loans and SBA on the file that round built. Approvals, limits and terms are still decided by the institutions.
Is there a volume requirement to partner?
No minimum volume to get started. Partners sending consistent volume move to elevated commission tiers, and those tiers are written into the agreement rather than promised on a call.
I'm an existing partner - where do I sign in?
The partner portal is at network.stacking.capital. Existing partners can sign in there to see real-time deal status, commission tracking, and payout history.