I'm a United States Marine. That's where everything started. The discipline, the structure, the refusal to accept "that's just how it works" as an answer — all of that came from the Corps. When I transitioned out, I carried that mindset straight into business.
But before Stacking Capital, before the podcast interviews and the success stories, I hit rock bottom financially. I know what it's like to be buried in debt with no clear path forward. That experience changed the trajectory of my entire life. I made a decision — I was never going to let the financial system control me again. And more than that, I was going to learn how it actually worked so I could help others avoid the same trap.
I dove headfirst into entrepreneurship. When the pandemic hit, I made a bet on myself — I invested $50,000 into a mentorship program that taught me the credit and funding system inside and out. Not the surface-level stuff you find on YouTube. The real mechanics. How lenders underwrite. What compliance items actually matter. Why some businesses get funded easily while others with better revenue get denied.
That's where Stacking Capital was born. I started applying what I learned — first for myself, then for friends, then for their friends. Word spread because the results were real. We weren't just getting people credit cards. We were building bankable businesses from the ground up.
Today, we've deployed over $20 million in 0% business funding for more than 400 clients. I operate out of West Palm Beach, Florida, and every single client engagement is personal. I've been where most of our clients are. Bad credit, no credit, post-bankruptcy, fresh start — I've seen it all because I've lived parts of it.
Everyone gets a second chance when it comes to credit. That's not a tagline. That's my life.