Patrick Pychynski — Founder of Stacking Capital
Founder & Capital Architect USMC Veteran

Patrick Pychynski

Founder & Capital Architect — Stacking Capital

Business funding advisor specializing in capital stack architecture for small businesses. Creator of the Bankable Blueprint — the proprietary 12-step process that helps business owners secure $100K+ in funding at 0% interest.

Professional Bio

Patrick Pychynski is the founder of Stacking Capital, a business funding advisory firm specializing in capital stack architecture for small businesses. With over 400 funded clients and $19.2M+ in approved funding facilitated, Patrick developed the Bankable Blueprint — a proprietary 12-step capital architecture process that helps business owners secure $100K+ in funding at 0% interest.

A U.S. Marine Corps veteran (Forward Observer / 0861, 4th Air Naval Gunfire Liaison Company — ANGLICO), Patrick brings military-grade discipline and strategic precision to business financing. His approach treats capital acquisition as an engineering problem, not a sales pitch.

Key Credentials

400+
Funded Clients
$19.2M+
Approved Funding Facilitated
$100K
Minimum Funding Guarantee
for Qualified Clients
12
Step Bankable Blueprint
Capital Architecture Process
Creator of the Bankable Blueprint U.S. Marine Corps — Forward Observer / 0861, 4th ANGLICO Based in Raleigh, NC

Areas of Expertise

0% Interest Business Credit Card Stacking SBA Loan Products & Application Optimization Business Credit Building (PAYDEX, Intelliscore, SBSS) Capital Stack Architecture & Sequencing Credit Reporting Impact Analysis Merchant Cash Advance Alternatives Business Entity Formation for Funding Lender Compliance Business Credit Scores Business Tradelines Financials in Order Personal vs. Business Bureau Reporting Credit Repair & Score Optimization MCA Escape Strategies

The Four Pillars of Becoming Bankable

Lender Compliance
Business Credit Scores
Business Tradelines
Financials in Order

31 Guides & Deep Dives

What Your Accountant Doesn't Know About 0% Business Funding
The Buyers Group Blueprint: Unlimited Rewards, Business Deposits & Free Liquidation
Credit Card Liquidation: Converting Business Credit Cards Into Cash
The 20 Lender Compliance Items: Becoming Fully Bankable
Business Lines of Credit: Every Product, Every Lender & Capital Stack Endgame
Why Too Much Personal Credit Kills Your Business Funding
Bank of America Business Products: Cards, Preferred Rewards & SBA Lending
Wells Fargo Business Products: Signify Cash Card, LOC & SBA Lending
CDFI Lending: Mission-Driven Business Lending Complete Guide
How to Get Business Funding After Bankruptcy
Business Funding for ITIN Holders: The Complete Guide
The 7-Day $150K Funding Round: Personal Loans & Business LOCs Playbook
Revenue-Based Financing: Complete Guide for Small Business Owners
The Complete Guide to 0% Interest Business Funding: $50K–$250K+
Financing Approval Guidelines: Every Funding Program Explained
How to Build a Business Credit Stack From Zero
The Complete Guide to Credit Repair: Remove Negatives, Unlock Funding
The Truth About the Business Funding Industry: A $22 Billion Wild West
Business Credit Cards That Don't Report to Personal Bureaus
Build Credit From Scratch & Get $50K in 0% Interest Funding
The Complete Guide to SBA Loan Products
Navy Federal Credit Union: The Complete Funding Guide
The Complete Guide to PayPal Lending Products
The Complete Guide to US Bank Business Products
The Complete Guide to Chase Ink Business Cards
The HELOC Strategy Guide for Real Estate Investors
The Complete Guide to American Express Business Credit Products
How to Form a Business the Right Way for Funding
The 90-Day Business Credit Sprint: Complete Guide
Pre-Round 1 Funding Strategy: Capital Before 0% APR Cards
The Bankable Blueprint: Becoming Fundable at Scale

Book a Free Consultation

Discover how the Bankable Blueprint can help you secure $100K+ in 0% interest funding. No obligation — just a clear roadmap built for your business.

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Or email contact@stacking.capital