Legal

Disclaimer

What this firm is, what it is not, and what nothing on this site should be read as promising.

We are an advisory firm

Stacking Capital is not a bank, lender, or broker. We are an advisory firm. We prepare the profile, clear the lender compliance items, and sequence applications through the institutions in the order each one wants to see a file.

Approvals, limits, and terms are decided by the issuing institutions and depend on your file. Nothing on this site is a guarantee of funding, a rate, or a timeline.

Program terms belong to the programs

Introductory rates, ceilings, and eligibility rules are set by the issuers and the programs, not by us. They change without reference to this site. Where a figure appears on a case study it is what that engagement carried, and it is not a projection of what another file will carry.

The written minimum

Where an engagement carries a written minimum, the minimum and the conditions attached to it are stated in the engagement agreement. That agreement governs. A page on this site does not extend it, reduce it, or replace it.

Not legal, tax, or accounting advice

The guides in the library describe how underwriting reads a business. They are not legal, tax, or accounting advice, and they are not a substitute for your own professionals. Decisions about your entity, your books, and your filings are yours to take with them.

Third parties

Where an outbound link points at an issuer, a program, or a government source, it is there so a claim can be checked. We do not control those sites and we are not responsible for what they publish.

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Questions about
any of this.

If something here is unclear, ask before you engage rather than after.

The engagement, what it costs and what it commits to in writing are answered plainly in the FAQ. Anything the FAQ does not cover, a call will.

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