Advisory · Established business owners
A six month, one on one capital advisory. We optimize the credit profile, clear the twenty lender compliance items, then sequence applications through the right banks in the right order, with the second round designed before the first one closes.
Two things get sold as capital work. A course, priced like a real engagement, that most owners never finish. Or a stack of applications fired off in a week and called funding.
The second one is the expensive one. Personal credit absorbs the damage. The business ends up further from the funding it was supposed to reach. Banking relationships get spent before they are worth anything, because a rushed introduction is still the introduction. And the round that actually matters, the second one, gets harder.
Then the intro period ends. Without a plan written for that day, it arrives as a surprise.
ChaseAPPROVED ✓
American ExpressAPPROVED ✓
Bank of AmericaIN REVIEW
U.S. BankSEQUENCED NEXTFour beats, in the exact order they happen. You should be able to replay the whole engagement before you ever book a call.
One advisor is assigned to your file and stays on it. The plan is written first, including how the engagement ends, so the exit is on the page before the first application exists. Nothing is filed yet.
One read, before anything is filed. A soft pull across the funding programs, from business cards and credit lines to equipment, term loans and SBA, in the same pass as the lender compliance items. It reads what those programs would see and finds what a bank's algorithm would find, without filing an application or touching the score.
ChaseOPENED
Wells FargoOPENEDBank of AmericaSEASONINGWe start at 0% because it is the best capital these programs offer: roughly twelve months of runway at 0% interest, with a minimum payment near 1% of the balance while the intro promo runs. The right banks in the right order at the right spacing, every application live on Zoom with your advisor. 0% is the start, not the identity and not the end.
Bureau-soft bank firstAPPROVED ✓Same-day second applicationAPPROVED ✓Inquiry-tolerant bank nextIN REVIEWHeld for round twoSEQUENCED NEXTPreparation for the next 0% round starts immediately after the first, and 0% keeps running underneath everything that follows. As the business grows and the on-time payment history builds, the Four Legs go under it and it becomes bankable, which is what opens institutional credit alongside the round rather than in place of it. Intro promos expire. We go for more, plus term loans, lines, and SBA on the file you built.
Dun & Bradstreet · PAYDEXTARGET 80+
Experian · IntelliscoreTARGET 70+
Equifax BusinessREPORTING
SBA 7(a) if the file fitsREVIEWEDA one on one capital advisory for established business owners. We are not a bank, lender, or broker.
The fee does not grow with the amount you borrow.
We optimize the credit profile, clear the twenty lender compliance items, then sequence applications through the right banks in the right order.
The order carries most of the outcome.
A business file institutions can underwrite on its own, reporting to the business bureaus with the scores an underwriter looks for.
The company reads on its own legs.
Intro promos expire. We go for more, plus term loans, lines, and SBA on the file you built.
The end of the intro period is a step, not a cliff.
On the call we review the profile, the funding goals, and whether the Bankable Blueprint fits the situation. If it does not, we say so.
The Bankable Blueprint™ · 1:1 capital advisory for established business owners
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