Author

Patrick Pychynski

Business funding advisor specializing in capital stack architecture for small businesses. Creator of the Bankable Blueprint — the proprietary 12-step process that helps business owners secure $100K+ in funding at 0% interest.

Patrick Pychynski, founder of Stacking Capital

Founder & Capital Architect — Stacking Capital

Creator of the Bankable BlueprintU.S. Marine Corps — Forward Observer / 0861, 4th ANGLICOBased in West Palm Beach, FL

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Background

Professional
bio.

Patrick Pychynski is the founder of Stacking Capital, a business funding advisory firm specializing in capital stack architecture for small businesses. Patrick developed the Bankable Blueprint — a proprietary 12-step capital architecture process that helps business owners secure $100K+ in funding at 0% interest.

A U.S. Marine Corps veteran (Forward Observer / 0861, 4th Air Naval Gunfire Liaison Company — ANGLICO), Patrick brings military-grade discipline and strategic precision to business financing. His approach treats capital acquisition as an engineering problem, not a sales pitch.

Specialization

Areas of
expertise.

0% Interest Business Credit Card StackingSBA Loan Products & Application OptimizationBusiness Credit Building (PAYDEX, Intelliscore, SBSS)Capital Stack Architecture & SequencingCredit Reporting Impact AnalysisBusiness Entity Formation for FundingLender ComplianceBusiness Credit ScoresBusiness TradelinesFinancials in OrderPersonal vs. Business Bureau ReportingCredit Repair & Score Optimization

The Four Pillars of Becoming Bankable

  • Lender Compliance
  • Business Credit Scores
  • Business Tradelines
  • Financials in Order

Published work

Guides and deep dives.

Written one subject at a time, each on what an underwriter is actually reading.

  1. Core PCE Sticky At 3.3%, Headline PCE Sticky At 3.7% — What The July Print Locks In Before Warsh Speaks Friday56 min
  2. SBA SOP 50 10 8.1 — The DSCR, Quality of Earnings, And Equity Injection Rules Established Owners Need To Know Before October 157 min
  3. The Twenty Lender Items: The Preparation Phase Of The Bankable Blueprint™57 min
  4. Warsh's First Jackson Hole Keynote (Friday 10:00 AM ET) — What Established Business Owners And Their Advisors Are Actually Positioning Around This Week56 min
  5. Intuit QuickBooks Business Credit Card: A Pre-Round-1 File-Primer For Owners In The Qualifying Zone54 min
  6. Jackson Hole T-5 Days: Warsh’s First Fed Chair Keynote At 10 AM ET Friday Aug. 28 — The 4-Scenario Playbook For US Business Owners Positioning Ahead Of The September FOMC56 min
  7. US Flash PMI Composite Hits 56.0 (52-Month High) On Services Surge, Manufacturing Cools To 53.2: What Today’s Print Means For Bankable US Business Owners 6 Days Before Warsh’s First Jackson Hole57 min
  8. FOMC July Minutes Post-Mortem + Thursday Aug. 20 Data: The Broader Hawkish Bloc, No Cut Discussion, and Warsh’s First Jackson Hole 8 Days Out59 min
All guides
Next

One advisor,
one written plan.

The guides are the method written down. The engagement is the method run on your file.

A call is a reading of the profile the way a bank reads it, and what has to be cleared before it is bankable. Nothing is filed and no application is sent on the call.

Book a Bankable Blueprint Call →
1:1 Advisory  ·  $100K Minimum, in Writing  ·  Flat Fee
The advisory →The files

The Bankable Blueprint™ · 1:1 capital advisory for established business owners

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